OakNorth

OakNorth is a UK-based commercial bank and fintech lender focused on supporting small and medium-sized businesses with tailored debt finance solutions. Founded in 2015, the bank leverages its proprietary credit intelligence platform to assess and monitor lending opportunities more dynamically than traditional banks. It offers loans typically ranging from £0.5m to £50m and has become a significant player in SME lending, serving a wide range of sectors including real estate, healthcare, hospitality, and manufacturing. OakNorth also licenses its credit technology to other financial institutions internationally, supporting better risk assessment and portfolio monitoring. It operates under a UK banking licence and combines a strong technology backbone with a relationship-driven service model, aiming to close the gap between small business credit demand and mainstream bank offerings.