Ripple

Ripple is a US-based blockchain company that facilitates cross-border payments through its decentralised protocol, RippleNet, and its native digital asset, XRP. Founded in 2012, Ripple aims to improve the speed, transparency, and cost of global money transfers by enabling financial institutions to settle transactions in real time. It works with banks, payment providers, and central banks on blockchain-based infrastructure, and is known for its enterprise-grade approach to distributed ledger technology. Ripple has also been a key player in regulatory discussions around digital assets, particularly in the US, and continues to advocate for the broader adoption of crypto-based settlement systems.