Fiduciam

Fiduciam is a London-based non-bank lender offering short- to medium-term commercial loans secured against property or receivables. Founded in 2014, the firm lends to SMEs, property developers, and family businesses across the UK and several European countries. Fiduciam provides loans for business expansion, bridging, working capital, or refinancing purposes—often where traditional banks are less flexible. The company uses a fintech platform to streamline underwriting and speed up decision-making, allowing it to offer competitive rates with a high degree of customisation. Fiduciam is particularly active in sectors such as healthcare, hospitality, and residential development, and is known for its cross-border lending expertise and multilingual client service. The firm is backed by institutional capital and aims to fill a funding gap in underserved markets while maintaining strong credit risk standards.